CALMProof of Funds

Source-of-funds verification for conveyancing

Prove client funds add up — before completion.

CALM POF collects a client's financial evidence, reads it with AI, and reconciles every pound against the deposit and funds they need to prove. Faster checks, a defensible audit trail.

01

Define what must be proven

Record the transaction, the required amount, and each declared funding source — savings, a loan, a gifted deposit, and more.

02

Upload the evidence

Bank statements, loan agreements, gift letters and completion statements — collected securely against a single case file.

03

AI extracts & reconciles

Documents are read automatically, balances extracted, and evidenced funds reconciled against what the client declared.

04

Review the verdict

A clear verified / shortfall outcome with source-of-funds red flags surfaced for your professional judgement.